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Maryland Insurance Administration MarylandAccident and Health or Sickness Producer Series 20-24 Sample Questions:
1. To be eligible for major medical extended care benefits, a patient must:
A) Require physical therapy
B) Have had surgery
C) Require continuous skilled nursing care
D) Be terminally ill
2. An elimination period in a disability income insurance policy is the:
A) Time period the policy is in force
B) Period between the start of a disability and the beginning of benefits
C) Time during which benefits are paid under the policy
D) Same as the probationary period
3. Giving policyholders some part of the agent's commission as an inducement to purchase insurance is an unfair trade practice known as:
A) Rebating
B) Retention
C) Twisting
D) Replacement
4. Which benefit is usually excluded from accident and health plan coverage?
A) Physicians' visits
B) Hospital expense
C) Surgical expense
D) Custodial care
5. Which benefit is usually excluded from major medical expense plan coverage?
A) Routine dental care
B) Physical therapy
C) Prescription drugs
D) Hospice care
Solutions:
Question # 1 Answer: C | Question # 2 Answer: B | Question # 3 Answer: A | Question # 4 Answer: D | Question # 5 Answer: A |
Devin -
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